Privacy Policy

LoanFlow – Personal Budget Loan Tracker
Last Updated: 24 February 2026

LoanFlow (“we”, “our”, or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how LoanFlow collects, uses, and protects your information when you use the LoanFlow mobile application.

By using LoanFlow, you agree to the practices described in this Privacy Policy.

1. Information We Collect

LoanFlow is designed to help users manage personal loans, expenses, income, and financial planning. We may collect the following types of information:

A. Information You Provide

• Financial data you input (income, expenses, loan details, balances)

• Budget categories and financial notes

• Email address (if you contact support)

B. Automatically Collected Information

• Device information (device type, OS version)

• App usage data (feature usage, crash logs)

• Anonymous analytics data

We do not collect bank login credentials or access your bank accounts directly.

2. How We Use Your Information

We use collected information to:

• Provide core features (loan tracking, expense tracking, budgeting)

• Generate financial reports and insights

• Improve app performance and stability

• Send reminders and notifications (if enabled)

• Respond to support requests

We do not sell your personal data.

3. Data Storage and Security

• Financial data is primarily stored locally on your device.

• We implement reasonable technical and organizational measures to protect your data.

• No method of electronic storage is completely secure.

Users are responsible for securing their devices with passwords or biometric protection.

4. Third-Party Services

LoanFlow may use third-party services such as:

• Analytics tools

• Crash reporting services

• Cloud storage providers (if enabled)

These providers may collect anonymized technical data under their own privacy policies.

5. Data Sharing

We do not sell, rent, or trade your personal financial data.
Data may only be shared:

• If required by law

• To protect legal rights

• With trusted service providers necessary to operate the app

  
  

6. Data Retention

We retain data only as long as necessary to provide services.
If you uninstall the app, locally stored data will be removed from your device.

If cloud backup is enabled, you may request data deletion by contacting us.

7. Children’s Privacy

LoanFlow is not intended for children under 13 years old.
We do not knowingly collect personal data from children.

8. Changes to This Privacy Policy

We may update this Privacy Policy periodically.
Updates will be reflected with a new “Last Updated” date.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: support@loanflow.id
App Name: LoanFlow – Personal Budget Loan Tracker